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Financial Planning is most important for everyone. If you have properly learned to invest your funds you will reap the advantage when you are not able to earn and still want to have a good living style. This depends a lot on the stages of life and some techniques to help you save.
The stages of life and techniques of saving
(a)Value of money
Life is a natural process of growing up and earning money. The first stage of life is childhood. This is not the time to invest but one can certainly begin to learn to save.
Benefit #1: Children learn the value of money and it becomes a habit by saving some pocket money.
(b)Savings from the first job
Children become adults and begin earning. In India, they usually begin earning by 23 years of age but in other parts of the world, they begin doing part-time jobs by 20 years of age. Assuming that they begin earning independently by the time they are 23 and they have got their first job. Proper savings should begin
Benefit #2:This will begin the flow of a fund in their lives
(c ) Increase in income and investments
The young people are stabilized in their jobs and there is an increase in their income. This is the time they should begin to understand money.
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